Who I Am
About me


Welcome to My World of Banking and Business Excellence
Hello! I’m Banker M.A.K. Azad, a seasoned professional with over two decades (2000 to 2020) of extensive experience working in Government & Private Commercial Banks in International Banking, Trade Finance, Global Correspondent Banking, and FinTech innovation. My career journey reflects a deep commitment to excellence, continuous learning, and empowering businesses and individuals to achieve their financial and operational goals.
My Professional Journey
I began my career in banking with a focus on International Trade Finance, managing complex documentation and ensuring compliance with global standards. Over time, I advanced into leadership roles, steering strategic initiatives in areas such as:
- Global Correspondent Banking: Establishing and nurturing international partnerships to facilitate seamless cross-border trade and financial operations.
- Foreign Exchange and Remittance: Driving efficient and secure foreign currency transactions and ensuring smooth remittance processes for clients.
- SWIFT Operations: Mastering the complexities of secure cross-border communication and payment processing in alignment with global regulatory frameworks. I am the founder Joint Secretary of S.W.I.F.T. Member & Users Group of Bangladesh and Country best S.W.I.F.T. Operational & Technical Expert.
- AML and Compliance: Spearheading Anti-Money Laundering (AML) efforts and ensuring adherence to evolving financial regulations and KYC standards.
My expertise also encompasses core banking solutions, cross-border payments, settlements, and digital transformation, where I’ve introduced innovative technologies to optimize efficiency and enhance customer experience.
Mission &
Vision
Mission
To empower businesses and individuals by bridging the gap between traditional practices and innovative technologies, fostering sustainable growth, and ensuring excellence in every aspect of banking, finance, and entrepreneurship.
Vision
To be a global leader in consultancy, driving digital transformation and innovation in the financial and business sectors, while creating a legacy of value, trust, and impact.

A New Chapter: Entrepreneurship and Consultancy
After retiring from banking (year 2020), I transitioned into entrepreneurship and professional consultancy, leveraging my vast industry knowledge to create impactful solutions for businesses. As the founder of service-oriented companies, I now lead ventures in:
- Banking Business (LC Advising, Credit Report, and OBU Funding) Services
- Digital Banking, FinTech Solution, and Cyber Security Services
- Agro and Commodity Trading (Export & Import)
- Ready Made Garments (RMG) Buying House
- Digital Media Business Platform
- Business Setup and Banking Consultancy for UAE
Through my consultancy services, I specialize in:
- Transforming traditional banking practices into tech-driven ecosystems.
- Offering strategic guidance in Trade Finance, Digital Banking, and FinTech solutions.
- Mentoring startups and entrepreneurs to navigate challenges and achieve sustainable growth.
Why Choose Me?
Proven Expertise: Over two decades of experience across diverse domains of banking and finance.
Global Perspective: A strategic approach to addressing the challenges of a connected global economy.
Tech-Savvy Solutions: Advanced understanding of FinTech, Blockchain, and SWIFT systems.
Personalized Approach: Tailored strategies to meet your unique goals and challenges.
Beyond Banking
When I’m not working on transforming businesses, I enjoy exploring new destinations, delving into modern financial technologies, and sharing insights through my blog and social media channels.
Let’s connect and create value together. Whether you’re looking for strategic guidance, mentorship, or innovative solutions, I’m here to help you navigate your next steps with confidence.